CX Transformation in Dôvera health insurance
Making a leading insurance organization customer-centric and future-capable
Results
Direct outcomes
New capabilities
New tools
100 000 €
saved through an effective idea validation process in 1 year
35%
time-to-design improvement
25%
improvement in time-to-develop
In short
- Services
- Product design
- CX transformation
- Industry
- Health insurance
- Tags
- Visit
- dovera.sk
Challenge
Transform a traditional company into a digitally literate organization that is able to adapt quickly to the ever-changing business environment. Educate employees on how to identify their customers' needs to create added value in a highly regulated industry.
Solution
Changing company operations by leveraging a 3-year Customer Experience transformation, orchestrated in four parallel streams: Delivery, Governance, Culture, and Competence.
Background
Over the last decade, Dôvera, the leading private health insurance company in Slovakia, has set out to become a digital leader in the segment. Although releasing a few individual, user driven digital projects, the company still could not internalize the CX skills and reuse them independently. The main objective became to build a resilient organization that could handle tomorrow's challenges.
Lighting Beetle* was tasked to integrate the end customer into the DNA of our organization. Over four years of collaboration, they guided us through designing for various customer journeys and helped us build our own Customer Experience team, which became an integral part of Dôvera.
Martin Kultan
General Director and Chairman of the Board of Directors
of DÔVERA zdravotná poisťovňa, a. s.
Overview
The initial focus of Dôvera was rooted in the implementation of human-centered design into the company's DNA. For the transition to be sustainable, they had to change the way they create products and services. Both in the delivery phase, but also at the strategic level of design-making.
3 years of CX transformation
4 streams
Delivery stream
- Scope
- Parental guide service
- Corporate website
- Patient digital care
- Medical practitioner digital care
- Mobile app
- Intranet
We began the collaboration by demonstrating a proof of concept project using new product development techniques. In a blended team where people from IT, Lighting Beetle* and other departments cooperated, we developed a brand new service Parental guide utilizing dual-track agile and design thinking techniques. Upon success, we continued rebuilding other digital channels within the organization to further spread new techniques. This included their corporate website, patient digital care, doctor digital care, mobile app, and the intranet.
Governance stream
- Scope
- CX vision
- Roadmap
- Capacity
- OKR framework
Once we'd proved that the suggested approach to product management worked, the team met with the board to establish a customer experience vision. This acted as strategic material to further navigate CX initiatives. The governance stream helped introduce the OKR framework, roadmap management, and capacity management.
Culture stream
- Scope
- Lectures and training
- Handouts and playbooks
- Informational newsletters
- Educational posters
- UX library
The transformation influenced the organization in its entirety. People from the front lines were trained the new customer-centric skills. Seminars, and book clubs were organized and CX playbooks were created to further spread the CX vision. We've also helped to develop new capacities either by training existing staff or by helping to hire from the external environment. A training academy was established to develop CX and product-specific skills.
Competence stream
- Scope
- DesignOps
- ResearchOps
- Quality assurance
- Support
As the impact of the CX team grew, DesignOps and ResearchOps teams were established totalling 11 team members. To speed up the knowledge transfer, half of the team was staffed with Lighting Beetle* experts. The team not only orchestrated design and research initiatives, but also helped validate incoming project initiatives to prioritize project efforts. This saved the company 100 000 € on irrelevant initiatives. The team also developed the design system, introduced the quality assurance process, provided ad hoc capabilities, and owned the company's master customer journeys.
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